Specializing in Pasture, Rangeland, Forage (PRF) Policies
Commonly Referred to as Drought Insurance

PRF is available to those that have grass rights, regardless of ownership. PRF is based on insuring a percentage of the average rainfall in your area for up to six, two month periods. Historic and current year rainfall records are maintained by NOAA. Claims are calculated and generally paid within 60 days of the end of each two-month period. This immediate relief helps cover feed costs throughout the year, and because the government subsidizes up to 59% of the premium, it generally requires only ONE two-month period receiving 35% of average rainfall to cover the premium for the entire year.